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Money Train 3 slot review

Third instalment of Relax Gaming's flagship Money Cart series, with 100,000× max and 11 special symbols.

Quick facts

RTP96.1%
VolatilityExtreme
Max win100 000×
Reels5x4
Paylines40
Min/Max bet$0.1 / $50
ProviderRelax Gaming
Released2022-05

money cart respins bonus buy persistent multipliers necropolis mode

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Overview

Third instalment of Relax Gaming's flagship Money Cart series, with 100,000× max and 11 special symbols.

Money Train 3 was released by Relax Gaming in 2022-05. It uses a 5x4 reel layout with 40 paylines and is rated as extreme volatility on the standard volatility scale.

On Stake.com, Money Train 3 is available with bet sizes from $0.1 to $50 per spin. The bet size is independent of RTP — your expected loss rate is the same at $0.10 and $100 per spin.

Features

Money Train 3 ships with the following features:

  • money cart
  • respins
  • bonus buy
  • persistent multipliers
  • necropolis mode

RTP & math

An RTP of 96.1% means that, theoretically, every $100 wagered returns $96.1 over an extremely long playtime — typically millions of spins. The remaining $3.90 is the house edge.

This is a long-run average. In a single session you can win much more or lose everything — variance dominates short-term outcomes. Use our RTP calculator to model expected returns at various spin counts.

Strategy

No betting pattern changes the EV of Money Train 3. What you can control is bankroll management: choose a bet size that allows you to play 200–500 spins from your session budget. With extreme volatility, expect long stretches of losses with occasional huge hits.

Pros and cons

Pros

  • 96.1% RTP — industry standard
  • 100 000× max win potential
  • Wide bet range ($0.1–$50)
  • Bonus buy available

Cons

  • 3.90% house edge — long-term losses guaranteed
  • Extreme volatility means long dry spells
  • Max win is statistically rare — design assumption, not common outcome

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FAQ

What is the RTP of Money Train 3?

Money Train 3 has an RTP of 96.1%, which means a theoretical house edge of 3.90% over millions of spins.

What is the maximum win on Money Train 3?

The maximum theoretical win is 100 000× your stake. This is rare — most sessions will land far below this ceiling.

What is the volatility of Money Train 3?

Money Train 3 has extreme volatility — meaning rare but potentially massive wins.

Can I play Money Train 3 on Stake.com?

Yes, Money Train 3 is available on Stake.com via Relax Gaming. You can launch the game directly from the slots lobby.

Does Money Train 3 have a bonus buy feature?

Yes, Money Train 3 offers a bonus buy that lets you trigger the bonus round directly for an upfront cost — typically 100×–500× your bet.

What is the best strategy for Money Train 3?

No strategy beats the house edge in slots. The best you can do is bankroll management — set a session budget, choose a bet size that allows ~200+ spins, and stop when budget is exhausted.

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