HiLo — Stake Original Guide

Overview

HiLo is one of Stake's signature in-house games. Predict whether the next card will be higher or lower than the current one. Build a streak to multiply your stake. Cash out anytime.

The game runs on the standard Stake provably fair RNG with a 1% house edge baked into the math model. That puts HiLo among the highest-RTP games on the platform — significantly more player-favourable than third-party slots that typically sit at 95–96% RTP.

How it works

Predict whether the next card will be higher or lower than the current one. Build a streak to multiply your stake. Cash out anytime.

Provably fair verification works as follows: a server seed is generated and hashed before the round; the player provides a client seed; combined with a nonce, these inputs produce the random outcome. After the round you can verify it via Stake's provably fair page.

The math

RTP of 99% means that, theoretically, every $100 wagered returns $99 over an infinite horizon. The remaining $1.00 is the house edge.

The maximum theoretical multiplier is 100 000×, but reaching that requires extreme statistical luck.

Strategy

There is no strategy that changes the EV of HiLo. Strategies only change variance — how lumpy your wins are distributed.

• Smaller, more frequent bets reduce variance and let you play longer at the same expected loss rate.
• Larger, infrequent bets increase variance and produce a bigger spread of outcomes.
• Bankroll discipline matters more than any betting pattern.